In these turbulent economic times, you may be constantly on the lookout for ways to save money. For example, you may eat out less often and be more selective about luxury purchases. You might even be thinking about cancelling your dental insurance policy. But that would not be wise. In fact, if you use your insurance, it can be more than worth the money. How is that the case? This blog post explains.
You Can Receive Preventive Care for Nothing Out of Pocket
Most dental insurance policies have a strong focus on preventive care; usually, they allow their clients to attend two preventive appointments each year for no additional cost out of pocket. It is even common for them to waive the deductible. Often, the value of these preventive services — which include things like cleanings, exams, and X-rays — exceeds the annual cost of a dental insurance plan.
You Can Prevent Expensive Procedures
In rare cases, the need for extensive — and expensive — dental treatment arises suddenly. More often, though, such procedures are the result of longstanding oral health issues that did not receive proper care while they were still in their early stages. For example, a small cavity can usually be treated with a filling. If it goes unaddressed for too long, though, it can become quite large and require root canal therapy, a crown, or even an extraction.
If you use your dental insurance policy to attend regular checkups, you give your dentist the opportunity to catch problems well before they become severe. Plus, your policy may cover 50 – 80% of the cost of most restorative treatments. You could end up saving thousands of dollars and sparing yourself from the pain of severe oral health issues.
You Can Protect Your Overall Health
Research has established a strong link between oral and overall health. For example, advanced gum disease is associated with an increased risk of heart disease, diabetes, dementia, and other life-changing conditions. If you use your dental insurance to help you maintain a healthy smile, you might delay or even prevent such conditions. Therefore, you will both protect your overall wellness and save money on medical expenses.
Is dental insurance worth the money? It is if you use it! Learn about the details of your policy so you can protect your smile and your budget.
Meet the Practice
Willow Run Dental Association is home to a talented team of experts who provide top-quality oral health services to families in our community. We accept more than 200 different dental insurance plans, and we are always happy to guide patients as they seek to use their benefits in the most advantageous way. If you would like to learn more about how we may be able to serve you, contact our Auburn office at 207-352-2825.